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AIColorado Solarby Discovery Clean Energy

Colorado utility guide

Solar & batteries with San Isabel Electric Association

San Isabel Electric has the steepest residential time-of-use spread we’ve found in Colorado. On its Off-Peak Plus rate, on-peak power from 5 to 9 p.m. Monday–Saturday costs 38.21¢/kWh, while off-peak runs 8.84¢ for the first 1,000 kWh and 6.29¢ after. That’s a spread a battery can work every weekday — and members on Off-Peak Plus can finance a home battery through SIEA at 0% for up to 10 years.

Cooperative9 Colorado communities on the state map

Utility type

Electric cooperative

Wholesale: Tri-State Generation and Transmission (about 97% with members’ excess solar), plus the Huerfano River Wind farm

How exports are credited

Exports banked 1:1 as kWh credits

System size limit

10 kW residential / 25 kW commercial per SIEA’s contractor sheet (wording ambiguous)

Net metering, in plain English

Excess kWh are credited one-for-one into a kWh bank that rolls over monthly until May. If the bank is worth more than $25 at the end of April billing, SIEA mails a check in May; under $25 becomes a bill credit. The payout rate is SIEA’s current avoided cost. Systems are sized against the last 12 months of usage.

Time-of-use: Classic: 16.07¢/kWh for the first 800 kWh, 13.07¢ after, $35 grid access fee. Off-Peak Plus (open to any member, 12-month minimum): 38.21¢/kWh on-peak 5–9 p.m. Monday–Saturday; off-peak 8.84¢ for the first 1,000 kWh and 6.29¢ after.

Sources & dated facts

  • Under C.R.S. 40-9.5-118, a Colorado co-op must net-meter residential systems up to at least 10 kW (25 kW for businesses), roll monthly surplus kWh forward at a one-to-one ratio, and settle the year-end surplus within 60 days.As of Sep 23, 2026
  • SIEA kWh bank rolls over monthly until May; balances worth over $25 at end of April billing are paid by check in May at SIEA’s current avoided cost; smaller balances become bill credits.As of Sep 23, 2026 · source
01

A 30¢ spread changes the battery math

On Off-Peak Plus, moving 10 kWh a day from the 5–9 p.m. window to off-peak saves roughly $3 a day. Over about 310 Monday-to-Saturday days, that’s on the order of $900 a year — several times what the same battery saves on most Colorado rates. It’s still a long payback on a $15,500–$19,000 battery, but it’s a real one.

The catch is discipline: at 38.21¢, running the dryer or charging an EV at 6 p.m. without a battery is expensive. The rate has a 12-month minimum, so we model your actual usage before you switch.

02

Financing through the co-op

SIEA’s Shift to Save program offers 0% on-bill financing for home batteries, with or without solar, for up to 10 years if your credit score is above 650. Compared with 7.74–8.99% loans, that’s a significant difference over a decade. You must be on Off-Peak Plus to participate.

03

Solar and the May payout

Solar surplus goes into a kWh bank that rolls until May; if it’s worth more than $25 after April billing, SIEA mails a check at avoided cost. Pair that with Off-Peak Plus and a battery, and the design goal is simple: use solar and stored energy during 5–9 p.m., and export as little as possible.

Rebates & programs

Programs change often. Status shown is what we could confirm on the date listed — always check with the program before you count on it.

Shift to Save home battery program

Open

Batteries with or without solar, financed on-bill at 0% for up to 10 years for members with a credit score above 650; requires the Off-Peak Plus rate.

  • Shift to Save: 0% on-bill financing up to 10 years (credit score above 650); payments typically under $125/month; requires Off-Peak Plus; combined battery and renewables capacity up to 25 kWh as written.(source)
Program page

Level 2 EV charger rebate

Open

Temporarily increased: up to $3,000 for households at 80–150% of area median income, up to $1,500 for others, covering up to 50% of cost; requires Off-Peak Plus.

  • Level 2 charger rebate up to $3,000 (80–150% AMI) or $1,500 (others), up to 50% of cost; travel fees reimbursed up to $150; part of Shift to Save (Off-Peak Plus required).(source)
Program page

FAQ

Questions we hear

What is San Isabel Electric’s Off-Peak Plus rate?

A time-of-use rate open to any member: 38.21¢/kWh from 5 to 9 p.m. Monday–Saturday; off-peak 8.84¢ for the first 1,000 kWh and 6.29¢ after. It has a 12-month minimum.

Can I finance a home battery through SIEA?

Yes. Shift to Save offers 0% on-bill financing for up to 10 years with a credit score above 650, if you’re on Off-Peak Plus.

How much is SIEA’s EV charger rebate?

Up to $3,000 for households at 80–150% of area median income and up to $1,500 for others, covering up to 50% of cost, while the temporary increase lasts. Off-Peak Plus is required.

When does SIEA pay for extra solar?

In May. If your kWh bank is worth more than $25 at the end of April billing, SIEA mails a check at its avoided cost; smaller balances become a bill credit.

Get honest numbers for your roof

Our Colorado crew looks up your utility’s current rules, models your roof, and tells you straight — including when solar or a battery won’t pay off.

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