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AIColorado Solarby Discovery Clean Energy

Larimer County · Northern Colorado

Solar in Loveland, Colorado

Loveland homeowners inside city limits buy their power from Loveland Water & Power, a city-owned utility supplied by Platte River Power Authority — so Xcel rules, and Fort Collins rebates, don’t apply here. Solar can still make sense in Loveland, but the numbers turn on the city’s own net-metering and buyback terms, which we check against the current tariff for every proposal rather than assume.

Home rule city5,000 ft

At a glance

Population
81,387
Census Vintage 2025
Elevation
4,997 ft
USGS
County
Larimer
Government
Home rule city

Permits

City of Loveland (inside city limits); Larimer County (unincorporated)

SolarAPP+ automated review: not used

Not among Colorado’s five full SolarAPP+ jurisdictions as of Sept 2026. Interconnection is reviewed separately by Loveland Water & Power (or PVREA outside its territory). Confirm current submittal steps with the city.

Electric utility

  • Loveland Water and PowerPrimary

    Inside city limits; municipal utility, wholesale power from Platte River Power Authority.

    How Loveland W&P credits solar
  • Poudre Valley Rural Electric Association

    Much of the unincorporated area around Loveland — verify by address.

    How PVREA credits solar

Territory from the Colorado Energy Office utility map (data edited July 2026). The utility on your bill is the final word — we verify by address.

01

Loveland Water & Power sets its own solar rules

As a municipal utility, Loveland Water & Power writes its own interconnection and net-metering rules within the limits state law allows. That’s why a Loveland proposal shouldn’t look like a Denver one: the credit you get for exported power, how leftover credits are handled at year-end, and any fees are Loveland’s to decide.

The utility’s published rooftop-solar materials describe how monthly netting and leftover credits work. We read the current version before designing your system, and we size for how much you actually use rather than chasing a year-end payout that is typically worth less than the power you buy.

02

Outside city limits, you’re probably a Poudre Valley REA member

Much of the unincorporated land around Loveland is in Poudre Valley REA territory. PVREA is a cooperative with different export and fee rules. Two neighbors a mile apart can have genuinely different solar economics because of which side of that line they’re on.

Check your bill. The utility name on it decides whose interconnection application we file.

03

Permitting through the City of Loveland

Inside city limits, the building and electrical permits come from the City of Loveland, and the utility reviews interconnection separately. Loveland is not among the five Colorado jurisdictions using full SolarAPP+ automated review, so expect a standard submittal. Outside city limits, Larimer County is the permitting authority.

04

Hail, canyon winds and roof timing

Loveland shares northern Colorado’s hail exposure: the season runs mid-April through mid-September, and the plains just northeast see some of the country’s most frequent hail. Homes near the foothills also take strong westerly winds, which is why we pay attention to racking attachment spacing and roof-deck condition, not just panel ratings.

If your roof is fairly new, that’s a good time to add solar; if it’s due soon, replace it first or together — we handle roofing too.

05

What to expect for incentives

Loveland has no equivalent of Fort Collins’ city-funded solar rebate that we’ve been able to verify for 2026. Statewide, solar components are exempt from state sales tax, residential solar is generally exempt from property tax as personal property, and batteries still qualify for Colorado’s 10% storage credit through tax year 2026. Efficiency Works, the joint program Loveland shares with Fort Collins, Longmont and Estes Park, is worth a look for efficiency upgrades before you size solar.

Homes & roofs here

A historic downtown core with older bungalows, mid-century ranches, and extensive newer subdivisions to the east and south, many with HOAs.

Rebates & programs

Programs change often. Status shown is what we could confirm on the date listed — always check with the program before you count on it.

Loveland Water & Power rooftop solar net metering

Status unconfirmed

City-set net metering for rooftop solar. The utility describes monthly netting with leftover credits carried forward and a year-end buyback; the buyback rate is not verified.

    Program page

    Loveland Water & Power panel-upgrade rebate

    Status unconfirmed

    Research found a possible electrical-panel upgrade rebate; amount and status unconfirmed.

      Colorado residential energy storage income tax credit

      Open

      10% of battery purchase price, tax years 2023–2026; not available for installs in 2027 under current law.

      • C.R.S. 39-22-546, 10% of purchase price (equipment, tax, freight), TY2023–2026.(source)
      Program page

      FAQ

      Questions we hear

      Is Loveland on Xcel Energy?

      No. Addresses inside Loveland city limits are served by Loveland Water & Power, the city’s municipal utility, which buys wholesale power from Platte River Power Authority. Some rural areas nearby are served by Poudre Valley REA.

      What does Loveland pay for extra solar power I don’t use?

      Loveland Water & Power sets its own buyback terms for leftover credits. We haven’t verified the current rate, so we don’t quote one here — check the utility’s rooftop-solar page or ask us to pull the current tariff for your proposal.

      Does Loveland give a solar rebate like Fort Collins?

      We haven’t verified a 2026 city solar rebate in Loveland. Fort Collins’ rebates are for Fort Collins Utilities customers only. Statewide sales-tax and property-tax treatment still apply.

      Who issues solar permits in Loveland?

      The City of Loveland inside city limits; Larimer County outside them. The utility — Loveland Water & Power or Poudre Valley REA — reviews interconnection separately.

      Should I oversize my Loveland system to earn buyback credits?

      Usually not. Year-end buyback of leftover credits is typically valued below what you pay for power, so extra panels past your usage rarely earn their cost back. Size to what you use.

      Get honest numbers for your roof

      Our Colorado crew looks up your utility’s current rules, models your roof, and tells you straight — including when solar or a battery won’t pay off.

      Call nowFree estimate